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Chambers Plan

Chambers Plan: Canada’s #1 Group Benefits Solution for Small to Medium Businesses

For over 40 years, the Chambers Plan has been Canada’s leading group benefits solution — designed specifically to support small and medium-sized businesses with stable rates, flexible plan options, and trusted coverage.

As an Exclusive Chambers Plan Advisor, Informa Financial brings unmatched expertise and insight to every client relationship.

Here’s why business owners love the Chambers Plan:

  • Affordable & predictable costs – pooled pricing keeps rates stable year after year

  • Flexible coverage – plans grow and change as your business does

  • More than insurance – includes HR tools, virtual care, and employee support services

  • Expert support – we’re here to help at every step, from setup to service

Learn More about Chambers Plan

National Sales Volume Award Winner – 2023

Chambers Plan logo with a circular black background, gold and white text, and gold triangular accents. The text reads "Chambers Plan" at the top, "Group Benefits" at the bottom, and "Exclusive Advisor" in the center.

Recognized as Canada’s top-performing Chambers Plan advisors.

Employee Benefits That Work Harder for Your Business

Keep your team healthy, engaged, and supported — with plans designed around your people, not just your premiums.

At Informa Financial, we believe a benefits plan should do more than check a box — it should help you attract and retain great people, protect your team’s well-being, and support your business goals.

Whether you’re exploring group benefits for the first time or looking to improve your existing plan, we’ll help you build a program that fits your team, your budget, and your vision for the future.

  • Independent advice: As a broker, we work with all major carriers — giving you access to the best solutions across the market, not just a single insurer.

  • More than just a plan: The right partner matters as much as the right provider. We focus on service, support, and strategy — so your benefits continue to work for you long after they’re set up.

  • Complimentary plan audit: Already have a plan? We’ll review it for free and provide a second opinion — helping you understand where you’re getting value and where you could be getting more.

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Support Your Team’s Financial Future — and Strengthen Your Business

Group Retirement Plans

Money is one of the biggest sources of stress for employees — and financial stress can directly impact productivity, engagement, and retention. Offering a group retirement plan shows your team you care about their long-term well-being while helping them build financial confidence for the future.

The best part? It’s easier — and more affordable — than many businesses realize. With as few as three employees, you can establish a group retirement savings plan that helps your people save consistently, invest wisely, and retire with peace of mind.

At Informa Financial, we make the process simple. We’ll help you:

  • Design a plan that fits your team — Both RRSP and DPSP options. 

  • Boost recruitment and retention — by offering a meaningful benefit that sets your organization apart.

  • Empower your employees — with financial education and tools to make confident decisions about their future.

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Understanding Your Options

Group RRSP (Registered Retirement Savings Plan):

A Group RRSP is one of the simplest and most effective ways for employees to save for their future. Contributions are tax-deductible, investment growth is tax-sheltered, and funds can even be accessed for a first home purchase or education. Members contribute directly from their paycheque, and employers can choose to match contributions to further support their team’s financial goals

DPSP (Deferred Profit Sharing Plan):

A DPSP allows employers to share business success directly with employees by contributing a portion of company profits into a registered plan — with contributions that are tax-deferred and made only in profitable years. It’s a flexible and cost-effective way to reward performance, complement a Group RRSP, and build long-term loyalty.

    • Employer-sponsored plan that lets companies share profits with employees through tax-deferred contributions.

    • Only the employer contributes — employees do not.

    • Contributions are made in profitable years only, giving employers flexibility.

    • Complements a Group RRSP to enhance retirement savings.

    • Contributions don’t vest until after two years of service, helping improve retention and reward long-term employees.

    • Tax-deferred growth for members with customizable vesting and eligibility rules.

    • Cost-effective way to reward performance and loyalty.

    • No contributions required in unprofitable years.

    • Employer contributions are tax-deductible business expenses.

    • Supports employee engagement and long-term financial well-being.

    • A collection of individual RRSPs administered under one group plan for easier management and lower costs.

    • Contributions are tax-deductible, and investment growth is tax-sheltered until withdrawal.

    • Employers may choose to match contributions — a valuable incentive for employees.

    • Convenient payroll deductions make saving automatic and effortless.

    • Funds can be accessed for a first home purchase or continuing education through government programs.

    • Offers a range of investment options to suit different risk levels and goals.

    • Enhances recruitment and retention by supporting employees’ long-term financial well-being.

    • Easy to set up and administer compared to pension plans.

    • Flexible — no legal requirement for employer contributions.

    • Promotes a culture of financial wellness across the organization.

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Rippling + Informa Financial

As a partner broker of Rippling, working with Informa Financial can save your business up to 50% off Rippling’s advertised pricing.

With Rippling, you can:

  • Automate HR, payroll, IT, and compliance — all in one powerful platform

  • Manage payroll, benefits, time tracking, and devices from a single dashboard

  • Integrate 600+ apps for seamless workflows across your business

  • Best fit: Companies with 10–500 employees that want to streamline operations, improve compliance, and free up time for strategic work

Contact us
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Strategic Partnerships That Deliver More Value

At Informa Financial, we believe our clients deserve more than a “one-stop shop.” That’s why we align ourselves with trusted, best-in-class partners whose expertise complements our own — from HR and accounting to health, wellness, and business development

Business Growth & Community

Financial & Legal

Enkel

Enkel provides outsourced fractional CFO services that give businesses strategic financial insight without the cost of a full-time hire — often serving as the first step toward better financial management. From there, support extends into bookkeeping, payroll, and accounts payable, creating a seamless, scalable finance function as their business grows.

Wilson M. Beck (WMB Specialty)

WMB Specialty is the boutique arm of Wilson M. Beck that tackles hard-to-place and complex risks across niche industries. From mining, cannabis, and technology to Indigenous business, hospitality, and healthcare, they offer custom solutions — IPO coverage, blockchain risk, and specialty liability — backed by over four decades of combined expertise.

Peter Wu & Associates

Peter Wu & Associates specializes in proactive tax planning, accounting, and financial advisory services tailored to entrepreneurs and growing businesses. Their team helps clients structure their companies efficiently, minimize tax liabilities, and make more informed financial decisions to support long-term success.

HR & People

Beacon HR

Beacon HR delivers fractional HR services, recruiting, and people strategy support to help organizations attract, retain, and engage top talent. Partnering with Beacon allows our clients to strengthen their HR function without adding in-house overhead.

HEAL

HEAL designs custom, hands-off workplace wellness programs that boost engagement, reduce stress, and strengthen mental health. Through wellness challenges, expert-led sessions, and an easy-to-use digital platform, they make it simple to build lasting healthy habits and create a happier, more productive workforce.

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Greater Vancouver Board of Trade

As a proud member of the Greater Vancouver Board of Trade, we’re actively connected to the local business community and the issues that matter to employers. The Chambers Plan — which we are an exclusive advisor for — is endorsed by Boards of Trade and Chambers of Commerce across Canada

Launch Academy

Western Canada's leading tech accelerator and innovation hub that supports entrepreneurs with mentorship, education, and resources. Working together, we help business owners build sustainable companies and prepare for long-term success.

Advica Health

Advica Health provides personalized healthcare navigation and concierge services, connecting members with the right doctors, specialists, and treatment options — without the hassle of navigating the system alone. With 24/7 virtual access, dedicated care coordinators, and expert support for everything from second opinions to diagnostic imaging and specialist referrals.

- Melissa Thuyen, Head of People & Operations, MCM Architects 

"We've been working with Informa Financial take over benefits management at MCM, and the experience has been excellent. They're knowledgeable, thoughtful, and really take the time to understand what matters to our team. The transition process was smooth and well-organized." 

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Testimonials

Cory Masters, Director of People Operations, Black & White Zebra

"I have had the pleasure of working with the team at Informa for the past 3.5 years and have nothing but good things to say. They have been extremely supportive and a pleasure to correspond with for our group benefits coverage- particularly for a small fast growth start-up business."

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Rethinking Benefits Strategy: 3 Smart Moves for Better Engagement and ROI

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