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Personal Insurance Services

  • Life Insurance

    Think of life insurance as a safety net for the people you love most. If something unexpected happens, it helps cover everyday expenses, pay off debts, fund future goals — and keeps your family’s plans on track.

    Many people are surprised to learn that a personal life insurance policy is, generally, a better choice than the coverage offered by a bank or mortgage lender. It’s yours to own and customize, follows you even if you move or switch lenders, pays the benefit directly to the people you choose — not the bank. In other words, it’s designed to protect your family, not someone else’s bottom line. And, most importantly, it’s more cost effective.

  • Disability Insurance

    If you couldn’t work for months — or even years — because of an illness or injury, how would you pay the bills? Disability insurance helps answer that question by replacing part of your income if you’re unable to work. That means your mortgage, groceries, and day-to-day expenses can still be covered, even while you focus on getting better.

    Because every situation is different — from your job to your income — the best plan starts with a conversation. We’ll walk you through the options and help you build coverage that fits your life.

  • Critical Illness Insurance

    If life throws you a curveball, the last thing you should worry about is money. Critical illness insurance pays you a lump-sum, tax-free payment if you’re diagnosed with a serious illness like cancer, heart attack, or stroke. It’s money you can use however you need — to cover treatment, replace income, pay bills, or even take time off to focus on getting better.

    Think of it as a financial cushion during one of life’s toughest moments. Instead of scrambling to make ends meet, you’ll have the breathing room to focus on what really matters: your health and recovery.

  • Key Person Insurance

    Key person insurance is a powerful financial planning tool that helps businesses manage risk, protect key people, fund buy-sell agreements, and plan for succession. It can also play a vital role in tax and estate strategies, creating liquidity when it’s needed most.

    Whether you’re looking to secure the future of your company or strengthen shareholder value, we’ll help you design a solution aligned with your corporate goals — so your business can thrive well into the future

Permanent Life Insurance

Protect your future — and build lasting value.

Permanent life insurance, including Whole Life and Universal Life, provides lifelong coverage with the added benefit of tax-advantaged cash value growth. It’s ideal for individuals who want to leave a legacy, supplement retirement income, or plan for future estate needs.

For business owners, a corporate-owned permanent policy can be a powerful financial tool — offering tax-efficient growth and a strategic way to extract retained earnings.

Whether you’re looking for stable, guaranteed protection or flexible coverage with investment potential, we’ll help you find the right solution to support your long-term goals.

Learn more

Adrienne Marie Zwirko , Icebreaker Merino

“I was first introduced to the team at Informa when they visited my office and took us through our group benefits. When I needed to get some additional coverage I reached out to them for some help. The team was great and they helped me decide on the appropriate products and coverage for my family. We worked with Dane and he was fantastic – incredibly patient and very thorough in explaining things! We never felt rushed or pressured. Thank you so much for all of your help to give my family & I peace of mind.”

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